---
canonical_url: https://lendb.ai/lo/pamela-thorn-1629149
json_url: https://lendb.ai/lo/pamela-thorn-1629149.json
nmls_id: 1629149
last_verified: 2026-10-11
---

# Pam Thorn

Loan Officer at CMG Home Loans, Frisco, TX. NMLS ID 1629149 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1629149)).

**Summary:** Pam Thorn (NMLS 1629149) is Loan Officer at CMG Home Loans, based in Frisco, TX. Licensed in Florida, confirmed with the state regulator (license LO132358). Also lists California, Oklahoma and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: October 8, 2024 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: October 8, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.cmghomeloans.com/mysite/pam-thorn, verified 2026-10-11)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Oklahoma (OK, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/pam-thorn

## About

Has 20+ years in real estate, including property management and title insurance, and is licensed in TX, CA, OK and FL. Helps veterans use VA home loan benefits.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.cmghomeloans.com/mysite/pam-thorn, verified 2026-10-11.
- credential: Military Mortgage Specialist. Source: https://www.cmghomeloans.com/mysite/pam-thorn, verified 2026-10-11.
- community: Donates a portion of loan commissions to promote financial literacy in schools. Source: https://www.cmghomeloans.com/mysite/pam-thorn, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO132358 | active | confirmed | 2024-10-08 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Frisco, TX. Source: https://www.cmghomeloans.com/mysite/pam-thorn, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1629149

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/pam-thorn
- Office phone and Email on file: shown at https://lendb.ai/lo/pamela-thorn-1629149#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1629149
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/pam-thorn

Cite as: Pam Thorn (NMLS 1629149), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/pamela-thorn-1629149, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._