---
canonical_url: https://lendb.ai/lo/pat-barney-279784
json_url: https://lendb.ai/lo/pat-barney-279784.json
nmls_id: 279784
last_verified: 2026-10-15
---

# Pat Barney

Branch Manager/Loan Officer at Summit Mortgage Corporation, Plymouth, MN. NMLS ID 279784 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/279784)).

**Summary:** Pat Barney (NMLS 279784) is Branch Manager/Loan Officer at Summit Mortgage Corporation, based in Plymouth, MN. Lists Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: USDA loan, FHA loan, Jumbo loan and VA loan. Summit Mortgage Corporation also offers Down payment assistance (a lender program, not confirmed as their own focus). States 30 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.summit-mortgage.com/loan-officer/pat-barney/, verified 2026-10-15)
- Licensed in: Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **USDA loan** (`usda`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/pat-barney/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.09, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/pat-barney/
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.09, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/pat-barney/
- **VA loan** (`va`): from their lender profile page, confidence 0.09, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/pat-barney/

### Their lender offers (lender level: Summit Mortgage Corporation's programs, not confirmed as this person's focus)

- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-13. Source: https://www.summit-mortgage.com

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.summit-mortgage.com/loan-officer/pat-barney/, verified 2026-10-15.
- years_experience: 32 at Summit Mortgage. Source: https://www.summit-mortgage.com/loan-officer/pat-barney/, verified 2026-10-15.
- role: regional manager (past role). Source: https://www.summit-mortgage.com/loan-officer/pat-barney/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Summit Mortgage Corporation (NMLS 1041), Plymouth, MN. Source: https://www.summit-mortgage.com/loan-officer/pat-barney/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/279784

## Contact

- linkedin_url: https://www.linkedin.com/in/pat-barney-2b7994a/ (source: lender_site, verified 2026-10-15)
- View profile at Summit Mortgage Corporation: https://www.summit-mortgage.com/loan-officer/pat-barney/
- Office phone and Email on file: shown at https://lendb.ai/lo/pat-barney-279784#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/279784
- lender_site: https://www.summit-mortgage.com/loan-officer/pat-barney/
- state_regulator (lender programs): https://www.summit-mortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Pat Barney (NMLS 279784), Summit Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/pat-barney-279784, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._