---
canonical_url: https://lendb.ai/lo/pat-breeding-272653
json_url: https://lendb.ai/lo/pat-breeding-272653.json
nmls_id: 272653
last_verified: 2026-10-09
---

# Pat Breeding

Loan Advisor at American Pacific Mortgage, Albuquerque, NM. NMLS ID 272653 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/272653)).

**Summary:** Pat Breeding (NMLS 272653) is Loan Advisor at American Pacific Mortgage, based in Albuquerque, NM. Lists Arizona, New Mexico, Nevada and Texas on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Pat is a Loan Advisor at American Pacific Mortgage based in Albuquerque. They help clients with multiple financing programs including conventional, jumbo, FHA, VA, USDA, bridge, builder, and renovation loans across multiple states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Albuquerque, NM. Source: https://www.apmortgage.com/pat-breeding, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/272653

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/pat-breeding
- Office phone and Email on file: shown at https://lendb.ai/lo/pat-breeding-272653#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/272653
- lender_site: https://www.apmortgage.com/pat-breeding

Cite as: Pat Breeding (NMLS 272653), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/pat-breeding-272653, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._