---
canonical_url: https://lendb.ai/lo/pat-fox-199779
json_url: https://lendb.ai/lo/pat-fox-199779.json
nmls_id: 199779
last_verified: 2026-10-09
---

# Pat Fox

Producing Area Sales Manager at Union Home Mortgage, Tigard, OR. NMLS ID 199779 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199779)).

**Summary:** Pat Fox (NMLS 199779) is Producing Area Sales Manager at Union Home Mortgage, based in Tigard, OR. Lists Arizona, California, Montana, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Vacation home. States 17 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 17 (source: https://www.uhm.com/loan-officers/pat-fox/, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Montana (MT, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/pat-fox/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/pat-fox/
- **Vacation home** (`vacation-home`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/pat-fox/

## About

Pat Fox has 17 years of mortgage industry experience, with a focus on first-time homebuyers, vacation property buyers, and real estate investors. A Ten-Year Five Star Award recipient in Portland, he specializes in loan structuring, credit improvement, and problem-solving across Oregon, Washington, California, Texas, Arizona, and Montana.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 17. Source: https://www.uhm.com/loan-officers/pat-fox/, verified 2026-10-09.
- credential: Ten-Year Five Star Award recipient in Portland, Oregon market. Source: https://www.uhm.com/loan-officers/pat-fox/, verified 2026-10-09.
- credential: Multiple presidential awards as a top producer. Source: https://www.uhm.com/loan-officers/pat-fox/, verified 2026-10-09.
- role: Led and managed the Northwest region for several mortgage companies. Source: https://www.uhm.com/loan-officers/pat-fox/, verified 2026-10-09.
- service_area: Serves clients across 48 continental states, licensed in OR, WA, CA, TX, AZ, MT. Source: https://www.uhm.com/loan-officers/pat-fox/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | 1018345 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | CA-DBO199779 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | 199779 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | 199779 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | 199779 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | MLO-199779 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Tigard, OR. Source: https://www.uhm.com/loan-officers/pat-fox/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199779

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/pat-fox/
- Office phone and Email on file: shown at https://lendb.ai/lo/pat-fox-199779#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199779
- lender_site: https://www.uhm.com/loan-officers/pat-fox/

Cite as: Pat Fox (NMLS 199779), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/pat-fox-199779, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._