---
canonical_url: https://lendb.ai/lo/pat-wilsbacher-2780988
json_url: https://lendb.ai/lo/pat-wilsbacher-2780988.json
nmls_id: 2780988
last_verified: 2026-10-09
---

# Pat Wilsbacher

Loan Originator at Cardinal Financial Company, Des Moines, IA. NMLS ID 2780988 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2780988)).

**Summary:** Pat Wilsbacher (NMLS 2780988) is Loan Originator at Cardinal Financial Company, based in Des Moines, IA. States 16 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 16 (source: https://www.cardinalfinancial.com/loan-originator/pat-wilsbacher/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

After 16 years in insurance and owning an agency, Pat moved into mortgage lending with Cardinal Financial. They enjoy helping people understand financing options and keeping the process smooth.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 16. Source: https://www.cardinalfinancial.com/loan-originator/pat-wilsbacher/, verified 2026-10-09.
- role: owned and operated insurance agency. Source: https://www.cardinalfinancial.com/loan-originator/pat-wilsbacher/, verified 2026-10-09.
- community: volunteer in field trips, homeroom dad for Watch D.O.G.'s, active in Scouts. Source: https://www.cardinalfinancial.com/loan-originator/pat-wilsbacher/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Des Moines, IA. Source: https://www.cardinalfinancial.com/loan-originator/pat-wilsbacher/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2780988

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/pat-wilsbacher/
- Office phone and Email on file: shown at https://lendb.ai/lo/pat-wilsbacher-2780988#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2780988
- lender_site: https://www.cardinalfinancial.com/loan-originator/pat-wilsbacher/

Cite as: Pat Wilsbacher (NMLS 2780988), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/pat-wilsbacher-2780988, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._