---
canonical_url: https://lendb.ai/lo/patricia-cooper-1965251
json_url: https://lendb.ai/lo/patricia-cooper-1965251.json
nmls_id: 1965251
last_verified: 2026-10-09
---

# Trisha Cooper

Loan Officer & Team Operations Lead at ALCOVA Mortgage, Chantilly, VA. NMLS ID 1965251 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965251)).

**Summary:** Trisha Cooper (NMLS 1965251) is Loan Officer & Team Operations Lead at ALCOVA Mortgage, based in Chantilly, VA. Lists North Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor, Self-employed, VA loan and Vacation home. Licensed since 2021 (per Florida records). States 8 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 8 (source: https://alcova.com/loan-officer/tcooper/, verified 2026-10-09)
- Licensed in: North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://alcova.com/loan-officer/tcooper/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://alcova.com/loan-officer/tcooper/
- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://alcova.com/loan-officer/tcooper/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://alcova.com/loan-officer/tcooper/
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://alcova.com/loan-officer/tcooper/

## About

Trisha has 8 years of mortgage industry experience and works with first-time homebuyers, self-employed borrowers, veterans, second-home buyers, and investors across Virginia, North Carolina, and Tennessee. She focuses on clear communication and proactive problem-solving.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 8. Source: https://alcova.com/loan-officer/tcooper/, verified 2026-10-09.
- education: University of Virginia graduate; Emory University graduate. Source: https://alcova.com/loan-officer/tcooper/, verified 2026-10-09.
- service_area: Virginia, North Carolina, Tennessee. Source: https://alcova.com/loan-officer/tcooper/, verified 2026-10-09.
- role: Works alongside her brother Ken Byrne at ALCOVA Mortgage. Source: https://alcova.com/loan-officer/tcooper/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO85017 | expired | confirmed | 2021-04-02 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Chantilly, VA. Source: https://alcova.com/loan-officer/tcooper/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965251

## Contact

- linkedin_url: https://www.linkedin.com/in/trisha-cooper-21b063107/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/tcooper/
- Email on file: shown at https://lendb.ai/lo/patricia-cooper-1965251#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965251
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://alcova.com/loan-officer/tcooper/

Cite as: Trisha Cooper (NMLS 1965251), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/patricia-cooper-1965251, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._