---
canonical_url: https://lendb.ai/lo/patricia-davis-111521
json_url: https://lendb.ai/lo/patricia-davis-111521.json
nmls_id: 111521
last_verified: 2026-10-09
---

# Patty Davis

Senior Loan Officer at CrossCountry Mortgage, Wilmington, NC. NMLS ID 111521 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/111521)).

**Summary:** Patty Davis (NMLS 111521) is Senior Loan Officer at CrossCountry Mortgage, based in Wilmington, NC. Lists North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, VA loan and FHA loan. Licensed since 2021 (per Florida records). States 18 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 18 (source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/, verified 2026-10-09)
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/

## About

Patty is a senior loan officer and branch manager serving Wilmington, NC and surrounding areas for over 18 years. She specializes in construction loans and offers comprehensive mortgage solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 18. Source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/, verified 2026-10-09.
- role: branch manager. Source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/, verified 2026-10-09.
- service_area: Wilmington, NC and surrounding area. Source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO99124 | expired | confirmed | 2021-12-15 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Wilmington, NC. Source: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/111521

## Contact

- linkedin_url: https://www.linkedin.com/in/patty-davis-622565290/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/
- Email on file: shown at https://lendb.ai/lo/patricia-davis-111521#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/111521
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/wilmington-nc-4698/patricia-davis/

Cite as: Patty Davis (NMLS 111521), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/patricia-davis-111521, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._