---
canonical_url: https://lendb.ai/lo/patricia-miocic-1736087
json_url: https://lendb.ai/lo/patricia-miocic-1736087.json
nmls_id: 1736087
last_verified: 2026-10-09
---

# Patricia Miocic

Mortgage Advisor at Xpert Home Lending. NMLS ID 1736087 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1736087)).

**Summary:** Patricia Miocic (NMLS 1736087) is Mortgage Advisor at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO54251). Also lists California, Georgia, Maryland, North Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, Non-QM loan and Real estate investor. Licensed since 2018 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://xperthomelending.com/loan-directory/patricia-miocic, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/patricia-miocic
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/patricia-miocic
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/patricia-miocic
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/patricia-miocic
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/patricia-miocic
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/patricia-miocic

## About

Patricia brings over 20 years of mortgage industry experience specializing in first-time homebuyers, investors, refinances, jumbo loans, VA/FHA financing, and Non-QM lending. She also handles complex commercial multilayered financing structures.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://xperthomelending.com/loan-directory/patricia-miocic, verified 2026-10-09.
- service_area: Tennessee, Georgia, Maryland, California, North Carolina, Florida. Source: https://xperthomelending.com/loan-directory/patricia-miocic, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO54251 | active | confirmed | 2018-06-19 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/patricia-miocic, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1736087

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/patricia-miocic
- Office phone and Email on file: shown at https://lendb.ai/lo/patricia-miocic-1736087#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1736087
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/patricia-miocic

Cite as: Patricia Miocic (NMLS 1736087), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/patricia-miocic-1736087, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._