---
canonical_url: https://lendb.ai/lo/patrick-bayley-68956
json_url: https://lendb.ai/lo/patrick-bayley-68956.json
nmls_id: 68956
last_verified: 2026-10-09
---

# Patrick Bayley

Senior Mortgage Loan Originator at Mutual of Omaha Mortgage, Cary, NC. NMLS ID 68956 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68956)).

**Summary:** Patrick Bayley (NMLS 68956) is Senior Mortgage Loan Originator at Mutual of Omaha Mortgage, based in Cary, NC. Focus areas shown on the lender page: Construction loan and Real estate investor. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.mutualmortgage.com/loan-officer/pbayley/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-14. Source: https://www.mutualmortgage.com/loan-officer/pbayley/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-14. Source: https://www.mutualmortgage.com/loan-officer/pbayley/

## About

Patrick has nearly 20 years of mortgage industry experience and specializes in non-income-verification loans, investment property financing, fix-and-flip funding, construction loans, and raw land loans. An active real estate investor in North Carolina since 2013, he guides families with long-term financial planning.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.mutualmortgage.com/loan-officer/pbayley/, verified 2026-10-09.
- education: B.S. in Finance and International Business from UNC Wilmington, 2006. Source: https://www.mutualmortgage.com/loan-officer/pbayley/, verified 2026-10-09.
- service_area: Raleigh and Cary, North Carolina. Source: https://www.mutualmortgage.com/loan-officer/pbayley/, verified 2026-10-09.
- credential: Active real estate investor with both short-term and long-term rentals. Source: https://www.mutualmortgage.com/loan-officer/pbayley/, verified 2026-10-09.
- role: Opened new Raleigh branch in 2013. Source: https://www.mutualmortgage.com/loan-officer/pbayley/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Mutual of Omaha Mortgage (NMLS 1025894), Cary, NC. Source: https://www.mutualmortgage.com/loan-officer/pbayley/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68956

## Contact

- View profile at Mutual of Omaha Mortgage: https://www.mutualmortgage.com/loan-officer/pbayley/
- Email on file: shown at https://lendb.ai/lo/patrick-bayley-68956#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/68956
- lender_site: https://www.mutualmortgage.com/loan-officer/pbayley/

Cite as: Patrick Bayley (NMLS 68956), Mutual of Omaha Mortgage. LenDb.ai, https://lendb.ai/lo/patrick-bayley-68956, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._