---
canonical_url: https://lendb.ai/lo/patrick-cunningham-192864
json_url: https://lendb.ai/lo/patrick-cunningham-192864.json
nmls_id: 192864
last_verified: 2026-10-09
---

# Patrick Cunningham

Vice President of Lending at CrossCountry Mortgage, Fairfax, VA. NMLS ID 192864 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/192864)).

**Summary:** Patrick Cunningham (NMLS 192864) is Vice President of Lending at CrossCountry Mortgage, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO150417). Also lists District of Columbia, Maryland, North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Renovation loan (203k / HomeStyle) and VA loan. Earliest state license record: August 19, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 19, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fairfax-va-5247/patrick-cunningham/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fairfax-va-5247/patrick-cunningham/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fairfax-va-5247/patrick-cunningham/

## About

Patrick was raised in Fairfax County and studied business with a finance concentration at James Madison University. He has focused on residential home loans in lending and mortgage banking.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: James Madison University, business with concentration in finance. Source: https://crosscountrymortgage.com/fairfax-va-5247/patrick-cunningham/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150417 | active | confirmed | 2026-08-19 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Fairfax, VA. Source: https://crosscountrymortgage.com/fairfax-va-5247/patrick-cunningham/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/192864

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/fairfax-va-5247/patrick-cunningham/
- Office phone and Email on file: shown at https://lendb.ai/lo/patrick-cunningham-192864#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/192864
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/fairfax-va-5247/patrick-cunningham/

Cite as: Patrick Cunningham (NMLS 192864), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/patrick-cunningham-192864, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._