{
  "canonical_url": "https://lendb.ai/lo/patrick-daniels-278432",
  "lede": {
    "text": "Based in Costa Mesa, California, Patrick Daniels (NMLS 278432) is a Loan Officer at United American Mortgage Corporation, licensed in Florida since 2026 and in California.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Patrick licensed in California?",
      "a": "Yes. California regulator records list license 01236645 as active (verified 2026-10-24). LenDb has 1 other state on file for Patrick.",
      "fields": [
        "licenses"
      ],
      "source": "California state regulator",
      "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
      "verified_at": "2026-10-24"
    },
    {
      "q": "What lender does Patrick work for?",
      "a": "United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Patrick been licensed?",
      "a": "The earliest state license record LenDb holds for Patrick is from July 13, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 278432,
    "slug": "patrick-daniels-278432",
    "canonical_url": "https://lendb.ai/lo/patrick-daniels-278432",
    "md_url": "https://lendb.ai/lo/patrick-daniels-278432.md",
    "json_url": "https://lendb.ai/lo/patrick-daniels-278432.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278432",
    "full_name": {
      "value": "Patrick Daniels",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "verified_at": "2026-10-15"
    },
    "first_name": "Patrick",
    "last_name": "Daniels",
    "licensed_names": [
      {
        "name": "Patrick Daniels",
        "name_with_middle_initial": "Patrick J. Daniels",
        "first_name": "Patrick",
        "middle_initial": "J",
        "last_name": "Daniels",
        "states": [
          "CA",
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-15"
      }
    ],
    "headshot_url": {
      "value": "https://di1v4rx98wr59.cloudfront.net/8e63db1eb3f76/32e1e070d7c3439554ee67763ab8f948e26ec03f.jpg",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1942,
      "lender_name": "United American Mortgage Corporation",
      "lender_slug": "united-american-mortgage-corporation-1942",
      "branch_city": "Costa Mesa",
      "branch_state": "CA",
      "branch_zip": "92626",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1942,
        "lender_name": "United American Mortgage Corporation",
        "lender_slug": "united-american-mortgage-corporation-1942",
        "branch_city": "Costa Mesa",
        "branch_state": "CA",
        "branch_zip": "92626",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uamco.com/loan-officer/patrick-daniels",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO149382",
        "status": "active",
        "issued_at": "2026-07-13",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01236645",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:30:30.882627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/patrick-daniels-278432#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/patrick-daniels",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2026-07-13",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}