---
canonical_url: https://lendb.ai/lo/patrick-j-bowanko-2056084
json_url: https://lendb.ai/lo/patrick-j-bowanko-2056084.json
nmls_id: 2056084
last_verified: 2026-10-09
---

# Patrick J. Bowanko

Direct Loan Officer at Truist Bank, Richmond, VA. NMLS ID 2056084 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2056084)).

**Summary:** Patrick J. Bowanko (NMLS 2056084) is Direct Loan Officer at Truist Bank, based in Richmond, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, Jumbo loan and Physician and medical professional. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.16, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224
- **Jumbo loan** (`jumbo`): lender page, confidence 0.07, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224
- **Physician and medical professional** (`physician`): lender page, confidence 0.07, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224

## About

Patrick Bowanko brings 20 years of sales and customer service experience across retail, digital, and phone industries, providing superior client service in mortgage lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Richmond, VA. Source: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2056084

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224
- Office phone and Email on file: shown at https://lendb.ai/lo/patrick-j-bowanko-2056084#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2056084
- lender_site: https://www.truist.com/finder/mortgage/patrick-j-bowanko-direct-loan-officer-richmond-va-23224

Cite as: Patrick J. Bowanko (NMLS 2056084), Truist Bank. LenDb.ai, https://lendb.ai/lo/patrick-j-bowanko-2056084, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._