---
canonical_url: https://lendb.ai/lo/patrick-richoux-974990
json_url: https://lendb.ai/lo/patrick-richoux-974990.json
nmls_id: 974990
last_verified: 2026-10-15
---

# Patrick Richoux

Branch Manager at Residential Wholesale Mortgage, Inc.. NMLS ID 974990 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/974990)).

**Summary:** Patrick Richoux (NMLS 974990) is Branch Manager at Residential Wholesale Mortgage, Inc.. Licensed in Texas, confirmed with the state regulator. Earliest state license record: September 2, 2020 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 2, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://rwmloans.com/patrick-richoux/, verified 2026-10-15)
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 30. Source: https://rwmloans.com/patrick-richoux/, verified 2026-10-15.
- education: University of Houston graduate. Source: https://rwmloans.com/patrick-richoux/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO73776 | expired | confirmed | 2020-09-02 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2020-09-09 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445). Source: https://rwmloans.com/patrick-richoux/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/974990

## Contact

- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/patrick-richoux/
- Office phone and Email on file: shown at https://lendb.ai/lo/patrick-richoux-974990#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/974990
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://rwmloans.com/patrick-richoux/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Patrick Richoux (NMLS 974990), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/patrick-richoux-974990, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._