---
canonical_url: https://lendb.ai/lo/patrick-settle-145115
json_url: https://lendb.ai/lo/patrick-settle-145115.json
nmls_id: 145115
last_verified: 2026-10-09
---

# Patrick Settle

Senior Loan Officer at First Heritage Mortgage. NMLS ID 145115 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/145115)).

**Summary:** Patrick Settle (NMLS 145115) is Senior Loan Officer at First Heritage Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Delaware, Georgia, Maryland, North Carolina, New Jersey, South Carolina, Virginia and 1 more on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Seasoned professional with over two decades in the mortgage industry. Experienced in underwriting and origination, with specialty focus on first-time homebuyers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 20. Source: https://fhmtg.com/officers/patrick-settle/, verified 2026-10-09.
- role: Underwriter and mortgage originator. Source: https://fhmtg.com/officers/patrick-settle/, verified 2026-10-09.
- community: Leads Virginia Housing's free first-time homebuyer classes. Source: https://fhmtg.com/officers/patrick-settle/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119537 | active | confirmed | 2023-05-02 | state_regulator | 2026-10-09 |
| PA | state_license | 104555 | active | confirmed |  | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/patrick-settle/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/145115

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/patrick-settle/
- Office phone on file: shown at https://lendb.ai/lo/patrick-settle-145115#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/145115
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://fhmtg.com/officers/patrick-settle/

Cite as: Patrick Settle (NMLS 145115), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/patrick-settle-145115, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._