{
  "canonical_url": "https://lendb.ai/lo/patrick-vonkaenel-1543717",
  "lede": {
    "text": "Patrick Von Kaenel (NMLS 1543717) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2017 and in Massachusetts.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Patrick licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO47815 as active, first effective October 20, 2017 (verified 2026-10-15). LenDb has 1 other state on file for Patrick.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Patrick work for?",
      "a": "INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Patrick been licensed?",
      "a": "The earliest state license record LenDb holds for Patrick is from October 20, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Patrick states 10 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1543717,
    "slug": "patrick-vonkaenel-1543717",
    "canonical_url": "https://lendb.ai/lo/patrick-vonkaenel-1543717",
    "md_url": "https://lendb.ai/lo/patrick-vonkaenel-1543717.md",
    "json_url": "https://lendb.ai/lo/patrick-vonkaenel-1543717.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1543717",
    "full_name": {
      "value": "Patrick Von Kaenel",
      "source": "lender_site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Patrick",
    "last_name": "Von Kaenel",
    "licensed_names": [
      {
        "name": "Patrick VonKaenel",
        "name_with_middle_initial": "Patrick D. VonKaenel",
        "first_name": "Patrick",
        "middle_initial": "D",
        "last_name": "VonKaenel",
        "states": [
          "CA",
          "MA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      },
      {
        "name": "Patrick VonKaenel",
        "name_with_middle_initial": null,
        "first_name": "Patrick",
        "middle_initial": null,
        "last_name": "VonKaenel",
        "states": [
          "WI"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-21"
      },
      {
        "name": "Patrick Vonkaenel",
        "name_with_middle_initial": "Patrick D. Vonkaenel",
        "first_name": "Patrick",
        "middle_initial": "D",
        "last_name": "Vonkaenel",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://independencehl.com/wp-content/uploads/2026/09/PatrickVonKaenelWebsite-350x350.png",
      "source": "lender_site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Executive Loan Officer",
      "source": "lender_site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 2524174,
      "lender_name": "INDEPENDENCE HOME LOANS LLC",
      "lender_slug": "independence-home-loans-llc-2524174",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://independencehl.com/patrick-von-kaenel/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2524174,
        "lender_name": "INDEPENDENCE HOME LOANS LLC",
        "lender_slug": "independence-home-loans-llc-2524174",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://independencehl.com/patrick-von-kaenel/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://independencehl.com/patrick-von-kaenel/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO47815",
        "status": "active",
        "issued_at": "2017-10-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1543717",
        "status": "inactive",
        "issued_at": "2022-06-01",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DBO1543717",
        "status": "inactive",
        "issued_at": "2017-12-01",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO1543717",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://independencehl.com/patrick-von-kaenel/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Western Michigan University, double major in Management and Finance",
        "source": "lender_site",
        "source_url": "https://independencehl.com/patrick-von-kaenel/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Licensed Mortgage Loan Originator",
        "source": "lender_site",
        "source_url": "https://independencehl.com/patrick-von-kaenel/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 16:15:12.471355+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/patrick-vonkaenel-1543717#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://independencehl.com/patrick-von-kaenel/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2017-10-20",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2017,
      "state": "FL"
    },
    "federal_registration": null
  }
}