--- canonical_url: https://lendb.ai/lo/patty-mason-509516 json_url: https://lendb.ai/lo/patty-mason-509516.json nmls_id: 509516 last_verified: 2026-10-09 --- # Patty Mason Mortgage Banker at First Citizens Bank, Franklin, NC. NMLS ID 509516 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/509516)). **Summary:** Patty Mason (NMLS 509516) is Mortgage Banker at First Citizens Bank, based in Franklin, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: USDA loan, Down payment assistance, Renovation loan (203k / HomeStyle), Construction loan and FHA loan. States 26 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience. - Years experience (stated by the LO): 26 (source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason, verified 2026-10-09) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **USDA loan** (`usda`): lender page, confidence 0.39, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.36, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.21, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **Construction loan** (`construction`): lender page, confidence 0.16, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **Self-employed** (`self-employed`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - **Vacation home** (`vacation-home`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason ## About 26 years in mortgage industry bringing knowledge and professionalism. Member of First Citizens team since 1996, known as a trusted banker. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 26. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason, verified 2026-10-09. - role: Member of First Citizens team since 1996. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason, verified 2026-10-09. - credential: Known as a trusted banker. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| ## Employment history - ? to present: First Citizens Bank (NMLS 503941), Franklin, NC. Source: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/509516 ## Contact - View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason - Office phone and Email on file: shown at https://lendb.ai/lo/patty-mason-509516#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/509516 - lender_site: https://bankers.firstcitizens.com/mortgage/nc/franklin/patty-mason Cite as: Patty Mason (NMLS 509516), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/patty-mason-509516, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._