{
  "canonical_url": "https://lendb.ai/lo/patty-wooff-524249",
  "lede": {
    "text": "Patty Wooff (NMLS 524249) is a mortgage loan officer at First Mid Bank & Trust in Edwardsville, Illinois. Patty's own profile lists construction loan, HELOC and refinance as a focus.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Patty licensed?",
      "a": "Patty works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Patty do construction loans?",
      "a": "Patty's profile lists construction loan as a focus (from their lender profile page). It also lists HELOC and refinance.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Patty work for?",
      "a": "First Mid Bank & Trust, company NMLS 411170, from the Edwardsville, IL office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 524249,
    "slug": "patty-wooff-524249",
    "canonical_url": "https://lendb.ai/lo/patty-wooff-524249",
    "md_url": "https://lendb.ai/lo/patty-wooff-524249.md",
    "json_url": "https://lendb.ai/lo/patty-wooff-524249.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/524249",
    "full_name": {
      "value": "Patty Wooff",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    },
    "first_name": "Patty",
    "last_name": "Wooff",
    "headshot_url": {
      "value": "https://www.firstmid.com/assets/files/6jnBot1U/WooffP_275x360.jpg",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Patty Wooff is a VP, Regional Retail Loan Manager based in Edwardsville, Illinois. They have worked in the mortgage industry since 1988. They specialize in purchase, construction, refinancing and home equity line of credit lending.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "VP, Regional Retail Loan Manager",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 411170,
      "lender_name": "First Mid Bank & Trust",
      "lender_slug": "first-mid-bank-trust-411170",
      "branch_city": "Edwardsville",
      "branch_state": "IL",
      "branch_zip": "62025",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.firstmid.com/staff/patty-wooff",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411170,
        "lender_name": "First Mid Bank & Trust",
        "lender_slug": "first-mid-bank-trust-411170",
        "branch_city": "Edwardsville",
        "branch_state": "IL",
        "branch_zip": "62025",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.firstmid.com/staff/patty-wooff",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/patty-wooff",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/patty-wooff",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/patty-wooff",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/patty-wooff",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1988",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/patty-wooff",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "previously Nationwide Mortgage Servicer",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/patty-wooff",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:48:20.922059+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/patty-wooff-524249#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/patty-wooff",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}