---
canonical_url: https://lendb.ai/lo/patty-wooff-524249
json_url: https://lendb.ai/lo/patty-wooff-524249.json
nmls_id: 524249
last_verified: 2026-10-16
---

# Patty Wooff

VP, Regional Retail Loan Manager at First Mid Bank & Trust, Edwardsville, IL. NMLS ID 524249 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/524249)).

Patty Wooff (NMLS 524249) is a mortgage loan officer at First Mid Bank & Trust in Edwardsville, Illinois. Patty's own profile lists construction loan, HELOC and refinance as a focus.

**Summary:** Patty Wooff (NMLS 524249) is VP, Regional Retail Loan Manager at First Mid Bank & Trust, based in Edwardsville, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, HELOC and Refinance. Last verified 2026-10-16.

## Quick answers

### Is Patty licensed?

Patty works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Patty do construction loans?

Patty's profile lists construction loan as a focus (from their lender profile page). It also lists HELOC and refinance. Source: https://www.firstmid.com/staff/patty-wooff.

### What lender does Patty work for?

First Mid Bank & Trust, company NMLS 411170, from the Edwardsville, IL office, per the lender's own site (verified 2026-10-16). Source: https://www.firstmid.com/staff/patty-wooff.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://www.firstmid.com/staff/patty-wooff
- **HELOC** (`heloc`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://www.firstmid.com/staff/patty-wooff
- **Refinance** (`refinance`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://www.firstmid.com/staff/patty-wooff

## About

Patty Wooff is a VP, Regional Retail Loan Manager based in Edwardsville, Illinois. They have worked in the mortgage industry since 1988. They specialize in purchase, construction, refinancing and home equity line of credit lending.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: since 1988. Source: https://www.firstmid.com/staff/patty-wooff, verified 2026-10-16.
- role: previously Nationwide Mortgage Servicer. Source: https://www.firstmid.com/staff/patty-wooff, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Mid Bank & Trust (NMLS 411170), Edwardsville, IL. Source: https://www.firstmid.com/staff/patty-wooff, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/524249

## Contact

- View profile at First Mid Bank & Trust: https://www.firstmid.com/staff/patty-wooff
- Office phone and Email on file: shown at https://lendb.ai/lo/patty-wooff-524249#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/524249
- lender_site: https://www.firstmid.com/staff/patty-wooff

Cite as: Patty Wooff (NMLS 524249), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/patty-wooff-524249, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._