---
canonical_url: https://lendb.ai/lo/paul-barrios-2232934
json_url: https://lendb.ai/lo/paul-barrios-2232934.json
nmls_id: 2232934
last_verified: 2026-10-09
---

# Paul Barrios

Loan Originator at Envoy Mortgage, Frederick, MD. NMLS ID 2232934 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2232934)).

**Summary:** Paul Barrios (NMLS 2232934) is Loan Originator at Envoy Mortgage, based in Frederick, MD. Licensed in Pennsylvania, confirmed with the state regulator (license 116651). Also lists Delaware, Maryland and Virginia on the lender page (not yet checked with the state regulator). Speaks Spanish. States 4 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 4 (source: https://www.envoymortgage.com/paul-barrios/, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

With four years of mortgage industry experience, Paul brings creativity and client-focused service. Active in the Frederick, MD community, he performs live music at local breweries.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 4. Source: https://www.envoymortgage.com/paul-barrios/, verified 2026-10-09.
- other: background in digital marketing and over two decades in media production. Source: https://www.envoymortgage.com/paul-barrios/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 116651 | active | confirmed |  | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Frederick, MD. Source: https://www.envoymortgage.com/paul-barrios/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2232934

## Contact

- linkedin_url: https://www.linkedin.com/in/paulbarrios/ (source: lender_site, verified 2026-10-09)
- View profile at Envoy Mortgage: https://www.envoymortgage.com/paul-barrios/
- Email on file: shown at https://lendb.ai/lo/paul-barrios-2232934#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2232934
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.envoymortgage.com/paul-barrios/

Cite as: Paul Barrios (NMLS 2232934), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/paul-barrios-2232934, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._