--- canonical_url: https://lendb.ai/lo/paul-bogosian-1399400 json_url: https://lendb.ai/lo/paul-bogosian-1399400.json nmls_id: 1399400 last_verified: 2026-10-28 --- # Paul Bogosian Site Manager at Ladera Lending, Inc., Lake Forest, CA. NMLS ID 1399400 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399400)). Paul Bogosian (NMLS 1399400) is a Site Manager at Ladera Lending, Inc. in Lake Forest, California, licensed in Texas since 2015 and in Florida, Colorado, Oregon and 4 more states. Paul works at an FHA-approved lender, per HUD. **Summary:** Paul Bogosian (NMLS 1399400) is Site Manager at Ladera Lending, Inc., based in Lake Forest, CA. Licensed in 8 states confirmed with state regulators: Florida, Texas, Colorado, Oregon, California, Massachusetts, Maryland and Illinois. Earliest state license record: October 6, 2015 (Texas), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Paul licensed in California? Yes. California regulator records list license CA-DBO1399400 as active, first effective October 19, 2015 (verified 2026-10-24). LenDb has 7 other states on file for Paul. Source: https://dfpi.ca.gov/. ### What lender does Paul work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/paul-bogosian/. ### How long has Paul been licensed? The earliest state license record LenDb holds for Paul is from October 6, 2015 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: October 6, 2015 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Paul S. Bogosian (CA, CO, FL, MA, MD, OR, TX, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Colorado (CO, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: since 2015. Source: https://laderalending.com/team-member/paul-bogosian/, verified 2026-10-15. - role: Sales Manager. Source: https://laderalending.com/team-member/paul-bogosian/, verified 2026-10-15. - education: BA in Business-Marketing, California State University, Fullerton (2014). Source: https://laderalending.com/team-member/paul-bogosian/, verified 2026-10-15. - credential: LendingTree Gold Leaf Award, 2023 and 2024. Source: https://laderalending.com/team-member/paul-bogosian/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO50967 | active | confirmed | 2018-02-20 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2015-10-06 | state_regulator | 2026-10-13 | | CO | Colorado regulator | state_license | 100507001 | active | confirmed | 2017-04-05 | state_regulator | 2026-10-16 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2015-10-06 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1399400 | active | confirmed | 2015-10-19 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO1399400 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0089330 | active | confirmed | 2025-03-21 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Lake Forest, CA. Source: https://laderalending.com/team-member/paul-bogosian/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399400 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/paul-bogosian/ - Office phone and Email on file: shown at https://lendb.ai/lo/paul-bogosian-1399400#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399400 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=196631&contact=414239 - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://laderalending.com/team-member/paul-bogosian/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Paul Bogosian (NMLS 1399400), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/paul-bogosian-1399400, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._