---
canonical_url: https://lendb.ai/lo/paul-marinko-920746
json_url: https://lendb.ai/lo/paul-marinko-920746.json
nmls_id: 920746
last_verified: 2026-10-24
---

# Paul Marinko

Loan officer at Watermark Capital, Inc.. NMLS ID 920746 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/920746)).

Paul Marinko (NMLS 920746) is a mortgage loan officer at Watermark Capital, Inc., licensed in California since 2013. Paul works at an FHA-approved lender, per HUD.

**Summary:** Paul Marinko (NMLS 920746) is a loan officer at Watermark Capital, Inc.. Licensed in California, confirmed with the state regulator (license CA-DBO920746). Earliest state license record: October 10, 2013 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Paul licensed in California?

Yes. California regulator records list license CA-DBO920746 as active, first effective October 10, 2013 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Paul work for, and is it FHA-approved?

Watermark Capital, Inc., company NMLS 1838, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://dfpi.ca.gov/.

### How long has Paul been licensed?

The earliest state license record LenDb holds for Paul is from October 10, 2013 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: October 10, 2013 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Paul W. Marinko (CA, as of 2026-10-22)
- Licensed in: California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO920746 | active | confirmed | 2013-10-10 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Watermark Capital, Inc. (NMLS 1838). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/920746

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/920746
- state_regulator: https://dfpi.ca.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Paul Marinko (NMLS 920746), Watermark Capital, Inc.. LenDb.ai, https://lendb.ai/lo/paul-marinko-920746, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._