{
  "canonical_url": "https://lendb.ai/lo/paul-murphy-2500525",
  "loan_officer": {
    "nmls_id": 2500525,
    "slug": "paul-murphy-2500525",
    "canonical_url": "https://lendb.ai/lo/paul-murphy-2500525",
    "md_url": "https://lendb.ai/lo/paul-murphy-2500525.md",
    "json_url": "https://lendb.ai/lo/paul-murphy-2500525.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2500525",
    "full_name": {
      "value": "Paul Murphy",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
      "verified_at": "2026-10-09"
    },
    "first_name": "Paul",
    "last_name": "Murphy",
    "headshot_url": {
      "value": "https://lh3.googleusercontent.com/f9byqkZXOj4pA6mvceMNNtqzX4StyuN-uru6lHrrQhEinV3FnxCjw4IuCu04BoUKBnPe8-A2GW4FwRHe1R-jqho9Ldj9U70eUjp2",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Paul runs the Low Lock Lending Team at Loan Factory and has successfully helped clients achieve their real estate goals for over 20 years.",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 3,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 320841,
      "lender_name": "Loan Factory",
      "lender_slug": "loan-factory-320841",
      "branch_city": null,
      "branch_state": "CO",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 320841,
        "lender_name": "Loan Factory",
        "lender_slug": "loan-factory-320841",
        "branch_city": null,
        "branch_state": "CO",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100537010",
        "status": "active",
        "issued_at": "2023-07-24",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=318302&contact=212360",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/paulmurphyrealtor/",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20+",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Runs the Low Lock Lending Team",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/paul-murphy-2500525",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 06:13:43.779333+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "licensed_since": {
      "year": 2023,
      "state": "CO"
    },
    "federal_registration": null
  }
}