---
canonical_url: https://lendb.ai/lo/paul-pereira-923777
json_url: https://lendb.ai/lo/paul-pereira-923777.json
nmls_id: 923777
last_verified: 2026-10-09
---

# Paul Pereira

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), San Jose, CA. NMLS ID 923777 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/923777)).

**Summary:** Paul Pereira (NMLS 923777) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in San Jose, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Self-employed, Vacation home, FHA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777
- **Vacation home** (`vacation-home`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777

## About

Paul has 10 years of experience as a Senior Home Lending Advisor serving Silicon Valley clients, specializing in preapproval, self-employed lending, limited credit history borrowers, and vacation home financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Silicon Valley. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), San Jose, CA. Source: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/923777

## Contact

- linkedin_url: https://www.linkedin.com/in/paul-pereira-5315465/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777
- Office phone and Email on file: shown at https://lendb.ai/lo/paul-pereira-923777#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/923777
- lender_site: https://homelendingadvisor.chase.com/ca/san-jose/1402-lincoln-ave-hla-923777

Cite as: Paul Pereira (NMLS 923777), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/paul-pereira-923777, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._