{
  "canonical_url": "https://lendb.ai/lo/paul-potak-1890562",
  "lede": {
    "text": "Based in Chandler, Arizona, Paul J Potak Jr (NMLS 1890562) is a Loan Originator at Barrett Financial Group, licensed in Texas since 2019.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Paul licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective September 6, 2019 (verified 2026-10-13). LenDb has 2 other states on file for Paul.",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Paul work for?",
      "a": "Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    {
      "q": "How long has Paul been licensed?",
      "a": "The earliest state license record LenDb holds for Paul is from September 6, 2019 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1890562,
    "slug": "paul-potak-1890562",
    "canonical_url": "https://lendb.ai/lo/paul-potak-1890562",
    "md_url": "https://lendb.ai/lo/paul-potak-1890562.md",
    "json_url": "https://lendb.ai/lo/paul-potak-1890562.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1890562",
    "full_name": {
      "value": "Paul J Potak Jr",
      "source": "state_regulator",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    "first_name": "Paul",
    "last_name": "Potak Jr",
    "headshot_url": {
      "value": "https://di1v4rx98wr59.cloudfront.net/0a4e3d21ffa3b/ac711d0dcddc990f94ed358cafc0b29222ea46b4.png",
      "source": "state_regulator",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    "bio": {
      "value": "Paul J Potak Jr is a Loan Originator licensed in IN, OK and TX. They say they assist clients in Dallas, Houston and San Antonio. They describe their expertise as covering refinance programs such as VA streamline, conventional refinancing, and investment refinancing with DSCR and Non-QM options.",
      "source": "state_regulator",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    "title": {
      "value": "Loan Originator",
      "source": "state_regulator",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 181106,
      "lender_name": "Barrett Financial Group",
      "lender_slug": "barrett-financial-181106",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "branch_zip": "85286",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "lender_type": "broker",
      "source": "state_regulator",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    "employment_history": [
      {
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "lender_slug": "barrett-financial-181106",
        "branch_city": "Chandler",
        "branch_state": "AZ",
        "branch_zip": "85286",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "lender_type": "broker",
        "source": "state_regulator",
        "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "verified_at": "2026-10-20"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2019-09-06",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "verified_at": "2026-10-20",
        "confidence": "lender_reported"
      },
      {
        "state": "OK",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "verified_at": "2026-10-20",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/paulpotak/",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "verified_at": "2026-10-20"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Dallas",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "verified_at": "2026-10-20"
      },
      {
        "kind": "service_area",
        "value": "Houston",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "verified_at": "2026-10-20"
      },
      {
        "kind": "service_area",
        "value": "San Antonio",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
        "verified_at": "2026-10-20"
      }
    ],
    "last_verified_at": "2026-10-20",
    "updated_at": "2026-10-20 10:57:19.066127+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/paul-potak-1890562#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/paul-j-potak-jr",
      "verified_at": "2026-10-20"
    },
    "earliest_license_record": {
      "date": "2019-09-06",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2019,
      "state": "TX"
    },
    "federal_registration": null
  }
}