---
canonical_url: https://lendb.ai/lo/pauline-garcia-219961
json_url: https://lendb.ai/lo/pauline-garcia-219961.json
nmls_id: 219961
last_verified: 2026-10-09
---

# Pauline Garcia

Sales Manager at LeaderOne Financial, Oak Brook, IL. NMLS ID 219961 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219961)).

**Summary:** Pauline Garcia (NMLS 219961) is Sales Manager at LeaderOne Financial, based in Oak Brook, IL. Licensed in Florida, confirmed with the state regulator (license LO150768). Also lists Illinois, Indiana and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: ITIN borrower. Speaks Spanish. Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **ITIN borrower** (`itin`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/pauline-garcia

## About

Sales Manager with decades of mortgage industry experience. Bilingual loan officer who pioneered ITIN loans in Chicago's Back of the Yards community; active in housing advocacy and policy.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://www.leaderonefinancial.com/mlo/pauline-garcia, verified 2026-10-09.
- role: Compliance Loan Officer at Illinois Housing Development Authority (started 1997), then Bilingual Loan Officer at Hemlock Federal Bank for Savings in Chicago's Back of the Yards. Source: https://www.leaderonefinancial.com/mlo/pauline-garcia, verified 2026-10-09.
- community: Actively involved in housing advocacy; regular NAHREP conference attendee; met with lawmakers in Washington D.C. on responsible lending. Source: https://www.leaderonefinancial.com/mlo/pauline-garcia, verified 2026-10-09.
- other: Passionate about developing loan officers and helping them build successful long-term careers. Source: https://www.leaderonefinancial.com/mlo/pauline-garcia, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150768 | active | confirmed | 2026-09-04 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: LeaderOne Financial (NMLS 12007), Oak Brook, IL. Source: https://www.leaderonefinancial.com/mlo/pauline-garcia, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219961

## Contact

- View profile at LeaderOne Financial: https://www.leaderonefinancial.com/mlo/pauline-garcia
- Email on file: shown at https://lendb.ai/lo/pauline-garcia-219961#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219961
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.leaderonefinancial.com/mlo/pauline-garcia

Cite as: Pauline Garcia (NMLS 219961), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/pauline-garcia-219961, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._