---
canonical_url: https://lendb.ai/lo/pavel-novik-1987551
json_url: https://lendb.ai/lo/pavel-novik-1987551.json
nmls_id: 1987551
last_verified: 2026-10-09
---

# Paul Novik

Loan Originator at Envoy Mortgage, Houston, TX. NMLS ID 1987551 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987551)).

**Summary:** Paul Novik (NMLS 1987551) is Loan Originator at Envoy Mortgage, based in Houston, TX. Licensed in Florida, confirmed with the state regulator (license LO74806). Also lists Colorado, Idaho, Illinois, Minnesota, North Carolina, Ohio, Oklahoma and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: September 24, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 24, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO74806 | active | confirmed | 2020-09-24 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Houston, TX. Source: https://www.envoymortgage.com/paul-novik/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987551

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/paul-novik/
- Email on file: shown at https://lendb.ai/lo/pavel-novik-1987551#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987551
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.envoymortgage.com/paul-novik/

Cite as: Paul Novik (NMLS 1987551), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/pavel-novik-1987551, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._