---
canonical_url: https://lendb.ai/lo/pearl-lincon-2436861
json_url: https://lendb.ai/lo/pearl-lincon-2436861.json
nmls_id: 2436861
last_verified: 2026-10-09
---

# Pearl Lincon

Mortgage Loan Officer at Loan Factory, TX. NMLS ID 2436861 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436861)).

**Summary:** Pearl Lincon (NMLS 2436861) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121472 | expired | confirmed | 2023-07-13 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TX. Source: https://www.loanfactory.com/mortgage-expert/pearl-lincon-2436861, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436861

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/pearl-lincon-2436861

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436861
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/pearl-lincon-2436861

Cite as: Pearl Lincon (NMLS 2436861), Loan Factory. LenDb.ai, https://lendb.ai/lo/pearl-lincon-2436861, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._