---
canonical_url: https://lendb.ai/lo/pedro-lira-318973
json_url: https://lendb.ai/lo/pedro-lira-318973.json
nmls_id: 318973
last_verified: 2026-10-09
---

# Pedro Lira

Mortgage Advisor at Xpert Home Lending. NMLS ID 318973 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/318973)).

**Summary:** Pedro Lira (NMLS 318973) is Mortgage Advisor at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California, Idaho, Nevada, Texas and Utah on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), California (CA, lender_reported), Idaho (ID, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120158 | active | confirmed | 2023-05-22 | state_regulator | 2026-10-09 |
| CO | state_license | 100543613 | active | confirmed | 2025-11-05 | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/pedro-lira, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/318973

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/pedro-lira
- Office phone on file: shown at https://lendb.ai/lo/pedro-lira-318973#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/318973
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=342827&contact=546603
- lender_site: https://xperthomelending.com/loan-directory/pedro-lira

Cite as: Pedro Lira (NMLS 318973), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/pedro-lira-318973, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._