---
canonical_url: https://lendb.ai/lo/peggy-pense-112867
json_url: https://lendb.ai/lo/peggy-pense-112867.json
nmls_id: 112867
last_verified: 2026-10-09
---

# Peggy Pense

Loan Officer at Guild Mortgage, Scappoose, OR. NMLS ID 112867 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112867)).

**Summary:** Peggy Pense (NMLS 112867) is Loan Officer at Guild Mortgage, based in Scappoose, OR. Lists Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/or/scappoose/peggy-pense-642-mgppe.html

## About

Peggy has worked in mortgages since 1999 and specializes in conventional, FHA, VA, and USDA loans, as well as state/county/city down payment assistance programs. She also works with refinancing and investment property buyers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://branches.guildmortgage.com/or/scappoose/peggy-pense-642-mgppe.html, verified 2026-10-09.
- role: Team leader; leads team including daughter Allison. Source: https://branches.guildmortgage.com/or/scappoose/peggy-pense-642-mgppe.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Scappoose, OR. Source: https://branches.guildmortgage.com/or/scappoose/peggy-pense-642-mgppe.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112867

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/or/scappoose/peggy-pense-642-mgppe.html
- Office phone and Email on file: shown at https://lendb.ai/lo/peggy-pense-112867#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112867
- lender_site: https://branches.guildmortgage.com/or/scappoose/peggy-pense-642-mgppe.html

Cite as: Peggy Pense (NMLS 112867), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/peggy-pense-112867, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._