{
  "canonical_url": "https://lendb.ai/lo/perry-trotter-708039",
  "lede": {
    "text": "Perry Trotter (NMLS 708039) is a mortgage loan officer at InstaMortgage Inc.. Perry works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "What lender does Perry work for, and is it FHA-approved?",
      "a": "InstaMortgage Inc., company NMLS 1035734, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How much experience does Perry have?",
      "a": "Perry states 30 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 708039,
    "slug": "perry-trotter-708039",
    "canonical_url": "https://lendb.ai/lo/perry-trotter-708039",
    "md_url": "https://lendb.ai/lo/perry-trotter-708039.md",
    "json_url": "https://lendb.ai/lo/perry-trotter-708039.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/708039",
    "full_name": {
      "value": "Perry Trotter",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Perry",
    "last_name": "Trotter",
    "headshot_url": {
      "value": "https://instamortgage.com/wp-content/uploads/2024/07/Prery-Trotter.jpg",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 1035734,
      "lender_name": "InstaMortgage Inc.",
      "lender_slug": "instamortgage-inc-1035734",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1035734,
        "lender_name": "InstaMortgage Inc.",
        "lender_slug": "instamortgage-inc-1035734",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://instamortgage.com/loan-officer/perry-trotter/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Louisiana State University",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Business and History degree",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Involved in children's activities and community events",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 05:56:07.756439+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/perry-trotter-708039#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/perry-trotter/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}