---
canonical_url: https://lendb.ai/lo/pete-dempsey-98717
json_url: https://lendb.ai/lo/pete-dempsey-98717.json
nmls_id: 98717
last_verified: 2026-10-09
---

# Pete Dempsey

VP, Mortgage Banker at First Citizens Bank, Wilson, NC. NMLS ID 98717 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/98717)).

**Summary:** Pete Dempsey (NMLS 98717) is VP, Mortgage Banker at First Citizens Bank, based in Wilson, NC. Lists North Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, FHA loan, First-time buyer, Jumbo loan and Physician and medical professional. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: North Carolina (NC, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **Physician and medical professional** (`physician`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey

## About

VP and Mortgage Banker with 30 years in the mortgage industry since 1996, including 25 years teaching school. Owned and operated a mortgage company before joining First Citizens Bank in October 2010.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey, verified 2026-10-09.
- role: Taught school for 25 years before entering mortgage industry. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey, verified 2026-10-09.
- community: Member of St. Timothy's Episcopal Church. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Wilson, NC. Source: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/98717

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey
- Office phone and Email on file: shown at https://lendb.ai/lo/pete-dempsey-98717#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/98717
- lender_site: https://bankers.firstcitizens.com/mortgage/nc/wilson/pete-dempsey

Cite as: Pete Dempsey (NMLS 98717), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/pete-dempsey-98717, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._