---
canonical_url: https://lendb.ai/lo/peter-cowie-384006
json_url: https://lendb.ai/lo/peter-cowie-384006.json
nmls_id: 384006
last_verified: 2026-10-09
---

# Peter Cowie

Branch Manager at Envoy Mortgage, Oak Harbor, WA. NMLS ID 384006 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/384006)).

**Summary:** Peter Cowie (NMLS 384006) is Branch Manager at Envoy Mortgage, based in Oak Harbor, WA. Lists Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, Non-QM loan, USDA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.envoymortgage.com/peter-cowie/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.envoymortgage.com/peter-cowie/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.envoymortgage.com/peter-cowie/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.envoymortgage.com/peter-cowie/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.envoymortgage.com/peter-cowie/

## About

Branch Manager with years of experience in all areas of home financing, specializing in Conventional, Jumbo, VA, FHA, USDA, and Non-QM loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Knowledgeable with underwriting guidelines. Source: https://www.envoymortgage.com/peter-cowie/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Oak Harbor, WA. Source: https://www.envoymortgage.com/peter-cowie/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/384006

## Contact

- linkedin_url: https://www.linkedin.com/in/peter-cowie-831500108/ (source: lender_site, verified 2026-10-09)
- View profile at Envoy Mortgage: https://www.envoymortgage.com/peter-cowie/
- Email on file: shown at https://lendb.ai/lo/peter-cowie-384006#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/384006
- lender_site: https://www.envoymortgage.com/peter-cowie/

Cite as: Peter Cowie (NMLS 384006), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/peter-cowie-384006, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._