---
canonical_url: https://lendb.ai/lo/peter-karaffa-89804
json_url: https://lendb.ai/lo/peter-karaffa-89804.json
nmls_id: 89804
last_verified: 2026-10-15
---

# Peter Karaffa

Loan officer at Better Mortgage. NMLS ID 89804 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/89804)).

**Summary:** Peter Karaffa (NMLS 89804) is a loan officer at Better Mortgage. Licensed in Connecticut, confirmed with the state regulator (license LO-89804). Better Mortgage also offers Crypto / Bitcoin mortgage, FHA loan, HELOC, Real estate investor and VA loan (a lender program, not confirmed as their own focus). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Connecticut (CT, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Better Mortgage's programs, not confirmed as this person's focus)

- **Crypto / Bitcoin mortgage** (`crypto-mortgage`): verified 2026-10-08. Source: https://better.com
- **FHA loan** (`fha`): verified 2026-10-08. Source: https://better.com
- **HELOC** (`heloc`): verified 2026-10-08. Source: https://better.com
- **Real estate investor** (`investor`): verified 2026-10-08. Source: https://better.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://better.com

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CT | state_license | LO-89804 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Better Mortgage (NMLS 330511). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/89804

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/89804
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- manual (lender programs): https://better.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Peter Karaffa (NMLS 89804), Better Mortgage. LenDb.ai, https://lendb.ai/lo/peter-karaffa-89804, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._