{
  "canonical_url": "https://lendb.ai/lo/peter-patel-485495",
  "loan_officer": {
    "nmls_id": 485495,
    "slug": "peter-patel-485495",
    "canonical_url": "https://lendb.ai/lo/peter-patel-485495",
    "md_url": "https://lendb.ai/lo/peter-patel-485495.md",
    "json_url": "https://lendb.ai/lo/peter-patel-485495.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/485495",
    "full_name": {
      "value": "Peter Patel",
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "first_name": "Peter",
    "last_name": "Patel",
    "headshot_url": {
      "value": "https://images.em.bankofamerica.com/AMP/1EEB6DB4-4185-4157-8155-E730362086F5.jpg",
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Peter brings 34 years of home loan experience and familiarity with a wide range of home loan options.",
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Credit Solutions Advisor, Vice President",
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 34,
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 399802,
      "lender_name": "Bank of America",
      "lender_slug": "bank-of-america-399802",
      "branch_city": "Yorba Linda",
      "branch_state": "CA",
      "branch_zip": "92886",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgage.bankofamerica.com/peterpatel",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399802,
        "lender_name": "Bank of America",
        "lender_slug": "bank-of-america-399802",
        "branch_city": "Yorba Linda",
        "branch_state": "CA",
        "branch_zip": "92886",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/peterpatel",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://mortgage.bankofamerica.com/peterpatel",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "34",
        "source": "lender_site",
        "source_url": "https://mortgage.bankofamerica.com/peterpatel",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:23:07.71435+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/peter-patel-485495#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgage.bankofamerica.com/peterpatel",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}