---
canonical_url: https://lendb.ai/lo/peter-speranza-410154
json_url: https://lendb.ai/lo/peter-speranza-410154.json
nmls_id: 410154
last_verified: 2026-10-09
---

# Peter J Speranza

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Riverhead, NY. NMLS ID 410154 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/410154)).

**Summary:** Peter J Speranza (NMLS 410154) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Riverhead, NY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, Vacation home, Self-employed and Jumbo loan. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154

## About

Peter has 20 years of experience as a Senior Home Lending Advisor serving the Sag Harbor, NY area, specializing in self-employed clients and vacation home financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Sag Harbor, NY. Source: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO105295 | expired | confirmed | 2022-04-03 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Riverhead, NY. Source: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/410154

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154
- Office phone and Email on file: shown at https://lendb.ai/lo/peter-speranza-410154#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/410154
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/ny/riverhead/1450-old-country-rd-hla-410154

Cite as: Peter J Speranza (NMLS 410154), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/peter-speranza-410154, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._