---
canonical_url: https://lendb.ai/lo/peyton-ginyard-2742977
json_url: https://lendb.ai/lo/peyton-ginyard-2742977.json
nmls_id: 2742977
last_verified: 2026-10-09
---

# Peyton Ginyard

Mortgage Loan Officer at Loan Factory, Lawrenceville, GA. NMLS ID 2742977 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2742977)).

**Summary:** Peyton Ginyard (NMLS 2742977) is Mortgage Loan Officer at Loan Factory, based in Lawrenceville, GA. Lists Georgia and North Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: HELOC, Jumbo loan, USDA loan, DSCR loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Georgia (GA, lender_reported), North Carolina (NC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977
- **DSCR loan** (`dscr`): lender page, confidence 0.63, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.59, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977
- **VA loan** (`va`): lender page, confidence 0.55, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977
- **FHA loan** (`fha`): lender page, confidence 0.52, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977
- **Real estate investor** (`investor`): lender page, confidence 0.48, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977

## About

Peyton Ginyard is a licensed loan originator serving Lawrenceville, Gwinnett County, and the greater Atlanta area as well as North Carolina, helping homebuyers, homeowners, veterans, and real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Lawrenceville, Gwinnett County, greater Atlanta area, North Carolina. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Lawrenceville, GA. Source: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2742977

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2742977
- lender_site: https://www.loanfactory.com/mortgage-expert/peyton-ginyard-2742977

Cite as: Peyton Ginyard (NMLS 2742977), Loan Factory. LenDb.ai, https://lendb.ai/lo/peyton-ginyard-2742977, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._