---
canonical_url: https://lendb.ai/lo/phelotkhane-youmagul-319143
json_url: https://lendb.ai/lo/phelotkhane-youmagul-319143.json
nmls_id: 319143
last_verified: 2026-10-28
---

# Mark Youmagul

Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 319143 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/319143)).

Mark Youmagul (NMLS 319143) is a Loan Originator at Barrett Financial Group in Chandler, Arizona, licensed in California since 2010 and in Florida, Texas, Illinois and 2 more states. Mark's own profile lists refinance as a focus.

**Summary:** Mark Youmagul (NMLS 319143) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Licensed in 6 states confirmed with state regulators: Florida, Texas, California, Illinois, Massachusetts and Oregon. Also lists Arizona, Colorado, Kentucky, Michigan, Minnesota, New Jersey, Nevada, Ohio and 6 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Refinance. Barrett Financial Group also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Reverse mortgage and 2 more (a lender program, not confirmed as their own focus). Earliest state license record: July 27, 2010 (California), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Mark licensed in Arizona?

Barrett Financial Group's page for Mark lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 19 other states on file for Mark. Source: https://www.barrettfinancial.com/mark-youmagul.

### Does Mark list refinance as a focus?

Mark's profile lists refinance as a focus (from their lender profile page). Source: https://www.barrettfinancial.com/mark-youmagul.

### What lender does Mark work for?

Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/mark-youmagul.

### How long has Mark been licensed?

The earliest state license record LenDb holds for Mark is from July 27, 2010 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: July 27, 2010 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Colorado (CO, lender_reported), Illinois (IL, confirmed), Kentucky (KY, lender_reported), Massachusetts (MA, confirmed), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), New Jersey (NJ, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, confirmed), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Refinance** (`refinance`): from their lender profile page, confidence 0.55, verified 2026-10-20. Source: https://www.barrettfinancial.com/mark-youmagul

### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **VA loan** (`va`): verified 2026-10-09. Source: https://www.barrettfinancial.com

## Facts from the lender page and intro

- service_area: Phoenix, Gilbert, Scottsdale. Source: https://www.barrettfinancial.com/mark-youmagul, verified 2026-10-20.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO64158 | active | confirmed | 2019-09-16 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-01-03 | state_regulator | 2026-10-13 |
| AZ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC319143 | active | confirmed | 2010-07-27 | state_regulator | 2026-10-24 |
| CO |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| IL | Illinois regulator | state_license | 31.0045675 | active | confirmed | 2016-11-22 | state_regulator | 2026-10-28 |
| KY |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| MA | Massachusetts regulator | state_license | MLO319143 | active | confirmed |  | state_regulator | 2026-10-26 |
| MI |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| MN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| NJ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| NV |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| OH |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| OK |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2023-06-08 | state_regulator | 2026-10-20 |
| SC |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| TN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| UT |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| VA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |
| WV |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |

## Employment history

- ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/mark-youmagul, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/319143

## Contact

- View profile at Barrett Financial Group: https://www.barrettfinancial.com/mark-youmagul
- Office phone and Email on file: shown at https://lendb.ai/lo/phelotkhane-youmagul-319143#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/319143
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.barrettfinancial.com/mark-youmagul
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- state_regulator: https://dfr.oregon.gov/
- lender_site (lender programs): https://www.barrettfinancial.com

Cite as: Mark Youmagul (NMLS 319143), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/phelotkhane-youmagul-319143, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
