---
canonical_url: https://lendb.ai/lo/phenice-cooper-2796469
json_url: https://lendb.ai/lo/phenice-cooper-2796469.json
nmls_id: 2796469
last_verified: 2026-10-09
---

# Phenice Cooper

Loan Officer at CrossCountry Mortgage, Scottsdale, AZ. NMLS ID 2796469 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796469)).

**Summary:** Phenice Cooper (NMLS 2796469) is Loan Officer at CrossCountry Mortgage, based in Scottsdale, AZ. Lists Delaware on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. States 23 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://crosscountrymortgage.com/scottsdale-az-4482/phenice-cooper/, verified 2026-10-09)
- Licensed in: Delaware (DE, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4482/phenice-cooper/

## About

After 23 years in the U.S. Air Force, Phenice joined the mortgage industry in 2025 to help Veterans and Active-Duty Service Members achieve homeownership with integrity and commitment.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 23. Source: https://crosscountrymortgage.com/scottsdale-az-4482/phenice-cooper/, verified 2026-10-09.
- role: Dedicated to helping Veterans and Active-Duty Service Members. Source: https://crosscountrymortgage.com/scottsdale-az-4482/phenice-cooper/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4482/phenice-cooper/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796469

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/scottsdale-az-4482/phenice-cooper/
- Office phone and Email on file: shown at https://lendb.ai/lo/phenice-cooper-2796469#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796469
- lender_site: https://crosscountrymortgage.com/scottsdale-az-4482/phenice-cooper/

Cite as: Phenice Cooper (NMLS 2796469), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/phenice-cooper-2796469, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._