---
canonical_url: https://lendb.ai/lo/phil-biever-2318358
json_url: https://lendb.ai/lo/phil-biever-2318358.json
nmls_id: 2318358
last_verified: 2026-10-09
---

# Phil Biever

Loan Officer/LOA at CrossCountry Mortgage, Midlothian, VA. NMLS ID 2318358 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2318358)).

**Summary:** Phil Biever (NMLS 2318358) is Loan Officer/LOA at CrossCountry Mortgage, based in Midlothian, VA. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/midlothian-va-5207/philip-biever/

## About

Phil serves the Midlothian, VA community as a local loan officer. He offers a wide range of loan options including VA, FHA and conventional programs, prioritizing clear communication and stress-free service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Midlothian, VA. Source: https://crosscountrymortgage.com/midlothian-va-5207/philip-biever/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2318358

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/midlothian-va-5207/philip-biever/
- Office phone and Email on file: shown at https://lendb.ai/lo/phil-biever-2318358#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2318358
- lender_site: https://crosscountrymortgage.com/midlothian-va-5207/philip-biever/

Cite as: Phil Biever (NMLS 2318358), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/phil-biever-2318358, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._