---
canonical_url: https://lendb.ai/lo/phil-laughlin-8420
json_url: https://lendb.ai/lo/phil-laughlin-8420.json
nmls_id: 8420
last_verified: 2026-10-09
---

# Phil Laughlin

Loan Originator at CrossCountry Mortgage, South Portland, ME. NMLS ID 8420 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8420)).

**Summary:** Phil Laughlin (NMLS 8420) is Loan Originator at CrossCountry Mortgage, based in South Portland, ME. Lists Maine on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://crosscountrymortgage.com/south-portland-me-3182/frederic-laughlin/, verified 2026-10-09)
- Licensed in: Maine (ME, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Phil has closed over a billion dollars in mortgages in 30 years serving the Portland, ME area. He works with clients across Maine to find the right loan product for their needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://crosscountrymortgage.com/south-portland-me-3182/frederic-laughlin/, verified 2026-10-09.
- service_area: Portland, ME area. Source: https://crosscountrymortgage.com/south-portland-me-3182/frederic-laughlin/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), South Portland, ME. Source: https://crosscountrymortgage.com/south-portland-me-3182/frederic-laughlin/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8420

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/south-portland-me-3182/frederic-laughlin/
- Email on file: shown at https://lendb.ai/lo/phil-laughlin-8420#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8420
- lender_site: https://crosscountrymortgage.com/south-portland-me-3182/frederic-laughlin/

Cite as: Phil Laughlin (NMLS 8420), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/phil-laughlin-8420, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._