---
canonical_url: https://lendb.ai/lo/phil-lyman-218232
json_url: https://lendb.ai/lo/phil-lyman-218232.json
nmls_id: 218232
last_verified: 2026-10-09
---

# Phil Lyman

Loan Officer at Guild Mortgage, Portland, OR. NMLS ID 218232 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218232)).

**Summary:** Phil Lyman (NMLS 218232) is Loan Officer at Guild Mortgage, based in Portland, OR. Lists Arizona, California, Idaho, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. States 23 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 23 (source: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Idaho (ID, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html

## About

Phil has over 23 years of residential lending experience and specializes in investment property financing. He focuses on first-time buyers and excels at clear communication and long-term financial planning.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 23. Source: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html, verified 2026-10-09.
- education: BS in Sociology from Portland State University. Source: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html, verified 2026-10-09.
- credential: 4.96 out of 5 stars from almost 200 reviews. Source: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Portland, OR. Source: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218232

## Contact

- linkedin_url: https://www.linkedin.com/in/phil-lyman-852261a (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html
- Office phone and Email on file: shown at https://lendb.ai/lo/phil-lyman-218232#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218232
- lender_site: https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html

Cite as: Phil Lyman (NMLS 218232), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/phil-lyman-218232, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._