{
  "canonical_url": "https://lendb.ai/lo/phil-nigro-244886",
  "loan_officer": {
    "nmls_id": 244886,
    "slug": "phil-nigro-244886",
    "canonical_url": "https://lendb.ai/lo/phil-nigro-244886",
    "md_url": "https://lendb.ai/lo/phil-nigro-244886.md",
    "json_url": "https://lendb.ai/lo/phil-nigro-244886.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/244886",
    "full_name": {
      "value": "Phil Nigro",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "verified_at": "2026-10-09"
    },
    "first_name": "Phil",
    "last_name": "Nigro",
    "headshot_url": {
      "value": "https://img.fairway.com/images/head_shot/phil-nigro-244886.jpg?fwy_Id=67e5f2cc-986f-496f-9cd8-e581810124d6",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "In the mortgage industry since 2002. Native of Kansas City with straightforward approach to home financing.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Sales Manager",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2289,
      "lender_name": "Fairway Independent Mortgage Corporation",
      "lender_slug": "fairway-independent-mortgage-2289",
      "branch_city": "Kansas City",
      "branch_state": "MO",
      "branch_zip": "64116",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2289,
        "lender_name": "Fairway Independent Mortgage Corporation",
        "lender_slug": "fairway-independent-mortgage-2289",
        "branch_city": "Kansas City",
        "branch_state": "MO",
        "branch_zip": "64116",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.fairway.com/lo/phil-nigro-244886",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "KS",
        "license_type": "state_license",
        "license_number": "LO.0025499",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": "244886",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2002",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Truman State University",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 16:44:14.293835+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/phil-nigro-244886#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/phil-nigro-244886",
      "verified_at": "2026-10-09"
    }
  }
}