---
canonical_url: https://lendb.ai/lo/philip-chan-2050092
json_url: https://lendb.ai/lo/philip-chan-2050092.json
nmls_id: 2050092
last_verified: 2026-10-15
---

# Philip Chan

Loan officer at Better Mortgage. NMLS ID 2050092 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050092)).

**Summary:** Philip Chan (NMLS 2050092) is a loan officer at Better Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Texas. Better Mortgage also offers Crypto / Bitcoin mortgage, FHA loan, HELOC, Real estate investor and VA loan (a lender program, not confirmed as their own focus). Earliest state license record: September 5, 2024 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 5, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Better Mortgage's programs, not confirmed as this person's focus)

- **Crypto / Bitcoin mortgage** (`crypto-mortgage`): verified 2026-10-08. Source: https://better.com
- **FHA loan** (`fha`): verified 2026-10-08. Source: https://better.com
- **HELOC** (`heloc`): verified 2026-10-08. Source: https://better.com
- **Real estate investor** (`investor`): verified 2026-10-08. Source: https://better.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://better.com

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO131724 | active | confirmed | 2024-09-10 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2024-09-05 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Better Mortgage (NMLS 330511). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050092

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050092
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- manual (lender programs): https://better.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Philip Chan (NMLS 2050092), Better Mortgage. LenDb.ai, https://lendb.ai/lo/philip-chan-2050092, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._