---
canonical_url: https://lendb.ai/lo/philip-doos-2379827
json_url: https://lendb.ai/lo/philip-doos-2379827.json
nmls_id: 2379827
last_verified: 2026-10-09
---

# Philip Doos

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2379827 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2379827)).

**Summary:** Philip Doos (NMLS 2379827) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: 1099 income, Asset-based qualifying, Bank statement loan, DSCR loan and FHA loan. Speaks Arabic and English. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Arabic, English
- Profile: unclaimed
- Status: active

## Specialties

- **1099 income** (`1099-income`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **Asset-based qualifying** (`asset-based`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **DSCR loan** (`dscr`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **Foreign national** (`foreign-national`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2379827

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2379827
- lender_site: https://www.loanfactory.com/mortgage-expert/philip-doos-2379827

Cite as: Philip Doos (NMLS 2379827), Loan Factory. LenDb.ai, https://lendb.ai/lo/philip-doos-2379827, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._