---
canonical_url: https://lendb.ai/lo/philip-engel-1001120
json_url: https://lendb.ai/lo/philip-engel-1001120.json
nmls_id: 1001120
last_verified: 2026-10-09
---

# Philip Engel

Loan Officer at Synergy One Lending, Downers Grove, IL. NMLS ID 1001120 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1001120)).

**Summary:** Philip Engel (NMLS 1001120) is Loan Officer at Synergy One Lending, based in Downers Grove, IL. Licensed in Florida, confirmed with the state regulator (license LO135345). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: 49 states excluding NY. Source: https://s1l.com/loanofficer/philip-engel/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO135345 | active | confirmed | 2025-02-12 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Synergy One Lending (NMLS 1907235), Downers Grove, IL. Source: https://s1l.com/loanofficer/philip-engel/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1001120

## Contact

- View profile at Synergy One Lending: https://s1l.com/loanofficer/philip-engel/
- Office phone and Email on file: shown at https://lendb.ai/lo/philip-engel-1001120#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1001120
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://s1l.com/loanofficer/philip-engel/

Cite as: Philip Engel (NMLS 1001120), Synergy One Lending. LenDb.ai, https://lendb.ai/lo/philip-engel-1001120, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._