{
  "canonical_url": "https://lendb.ai/lo/philip-russo-8676",
  "loan_officer": {
    "nmls_id": 8676,
    "slug": "philip-russo-8676",
    "canonical_url": "https://lendb.ai/lo/philip-russo-8676",
    "md_url": "https://lendb.ai/lo/philip-russo-8676.md",
    "json_url": "https://lendb.ai/lo/philip-russo-8676.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8676",
    "full_name": {
      "value": "Phil Russo",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Phil",
    "last_name": "Russo",
    "headshot_url": {
      "value": "https://s3.amazonaws.com/ccm-lo-images/2590_Russo_8676.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 15,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Wayne",
      "branch_state": "PA",
      "branch_zip": "19087",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Wayne",
        "branch_state": "PA",
        "branch_zip": "19087",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO1063",
        "status": "active",
        "issued_at": "2011-01-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "DC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "DE",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "LA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 13:16:25.661741+00",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/philip-russo-8676#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
      "verified_at": "2026-10-09"
    }
  }
}