---
canonical_url: https://lendb.ai/lo/philip-zajicek-872317
json_url: https://lendb.ai/lo/philip-zajicek-872317.json
nmls_id: 872317
last_verified: 2026-10-09
---

# Philip Zajicek

Loan Originator at Xpert Home Lending. NMLS ID 872317 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872317)).

**Summary:** Philip Zajicek (NMLS 872317) is Loan Originator at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100040226). Also lists Arizona on the lender page (not yet checked with the state regulator). Earliest state license record: July 21, 2012 (Colorado), per state regulator. States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 21, 2012 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://xperthomelending.com/loan-directory/philip-zajicek, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed), Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Philip has 15 years of mortgage experience helping families with purchases, refinances, and new opportunities. He is passionate about building lasting relationships and supporting clients throughout their journey.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://xperthomelending.com/loan-directory/philip-zajicek, verified 2026-10-09.
- service_area: Arizona and Colorado. Source: https://xperthomelending.com/loan-directory/philip-zajicek, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100040226 | active | confirmed | 2012-07-21 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/philip-zajicek, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872317

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/philip-zajicek
- Office phone and Email on file: shown at https://lendb.ai/lo/philip-zajicek-872317#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872317
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=141213&contact=36277
- lender_site: https://xperthomelending.com/loan-directory/philip-zajicek

Cite as: Philip Zajicek (NMLS 872317), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/philip-zajicek-872317, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._