{
  "canonical_url": "https://lendb.ai/lo/philippe-mouradian-173991",
  "lede": {
    "text": "Phil Mouradian (NMLS 173991) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in Oregon since 2013 and in Florida, Texas, California and 4 more states.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Phil licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO29098 as active, first effective March 27, 2015 (verified 2026-10-15). LenDb has 7 other states on file for Phil.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Phil work for?",
      "a": "Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "verified_at": "2026-10-21"
    },
    {
      "q": "How long has Phil been licensed?",
      "a": "The earliest state license record LenDb holds for Phil is from June 14, 2013 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Phil states 25 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Oregon state regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 173991,
    "slug": "philippe-mouradian-173991",
    "canonical_url": "https://lendb.ai/lo/philippe-mouradian-173991",
    "md_url": "https://lendb.ai/lo/philippe-mouradian-173991.md",
    "json_url": "https://lendb.ai/lo/philippe-mouradian-173991.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173991",
    "full_name": {
      "value": "Phil Mouradian",
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "verified_at": "2026-10-21"
    },
    "first_name": "Phil",
    "last_name": "Mouradian",
    "licensed_names": [
      {
        "name": "Philippe Mouradian",
        "name_with_middle_initial": "Philippe J. Mouradian",
        "first_name": "Philippe",
        "middle_initial": "J",
        "last_name": "Mouradian",
        "states": [
          "AR",
          "CA",
          "FL",
          "IA",
          "MD",
          "NV",
          "NY",
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-28"
      },
      {
        "name": "Philippe Mouradian",
        "name_with_middle_initial": null,
        "first_name": "Philippe",
        "middle_initial": null,
        "last_name": "Mouradian",
        "states": [
          "IL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-27"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "verified_at": "2026-10-21"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "verified_at": "2026-10-21"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "verified_at": "2026-10-21"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 30,
    "current_employment": {
      "lender_nmls_id": 1935005,
      "lender_name": "Clear Mortgage Capital, Inc.",
      "lender_slug": "clear-mortgage-capital-inc-1935005",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "verified_at": "2026-10-21"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1935005,
        "lender_name": "Clear Mortgage Capital, Inc.",
        "lender_slug": "clear-mortgage-capital-inc-1935005",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
        "verified_at": "2026-10-21"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO29098",
        "status": "active",
        "issued_at": "2015-03-27",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2014-07-16",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "expired",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dfs.ny.gov/",
        "verified_at": "2026-10-14",
        "confidence": "confirmed",
        "regulator": "ny"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "02080629",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://securities.arkansas.gov/loans/nmls/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ar"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "54262",
        "status": "inactive",
        "issued_at": "2025-04-24",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2013-06-14",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0075019",
        "status": "active",
        "issued_at": "2022-01-18",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-1196213",
        "status": "active",
        "issued_at": "2017-05-05",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
        "verified_at": "2026-10-21"
      },
      {
        "kind": "role",
        "value": "ran sales teams with large lenders",
        "source": "lender_site",
        "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
        "verified_at": "2026-10-21"
      }
    ],
    "last_verified_at": "2026-10-31",
    "updated_at": "2026-10-31 20:06:23.660637+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/philippe-mouradian-173991#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/6ada2f20-d73b-4a0f-b7c2-dccd171c75c2/PhilMouradian",
      "verified_at": "2026-10-21"
    },
    "earliest_license_record": {
      "date": "2013-06-14",
      "state": "OR"
    },
    "licensed_since": {
      "year": 2013,
      "state": "OR"
    },
    "federal_registration": null
  }
}