---
canonical_url: https://lendb.ai/lo/phillip-rowe-535170
json_url: https://lendb.ai/lo/phillip-rowe-535170.json
nmls_id: 535170
last_verified: 2026-10-09
---

# Phillip Rowe

Senior Mortgage Loan Officer at American National Bank of Texas, Royse City, TX. NMLS ID 535170 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/535170)).

**Summary:** Phillip Rowe (NMLS 535170) is Senior Mortgage Loan Officer at American National Bank of Texas, based in Royse City, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Phillip has more than 20 years of mortgage lending experience and serves Royse City and surrounding Rockwall County communities.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Royse City and surrounding Rockwall County. Source: https://www.anbtx.com:443/team-members/phillip-rowe/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: American National Bank of Texas (NMLS 445248), Royse City, TX. Source: https://www.anbtx.com:443/team-members/phillip-rowe/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/535170

## Contact

- linkedin_url: https://www.linkedin.com/in/phillip-rowe-2156658a/ (source: lender_site, verified 2026-10-09)
- View profile at American National Bank of Texas: https://www.anbtx.com:443/team-members/phillip-rowe/
- Office phone and Email on file: shown at https://lendb.ai/lo/phillip-rowe-535170#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/535170
- lender_site: https://www.anbtx.com:443/team-members/phillip-rowe/

Cite as: Phillip Rowe (NMLS 535170), American National Bank of Texas. LenDb.ai, https://lendb.ai/lo/phillip-rowe-535170, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._