---
canonical_url: https://lendb.ai/lo/phong-truong-1755092
json_url: https://lendb.ai/lo/phong-truong-1755092.json
nmls_id: 1755092
last_verified: 2026-10-15
---

# Phong Truong

Loan officer at NEXA Mortgage, Houston, TX. NMLS ID 1755092 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1755092)).

Phong Truong, NMLS 1755092, works as a mortgage loan officer at NEXA Mortgage in Houston, Texas and is licensed in Texas since 2018 and in Florida and Louisiana.

**Summary:** Phong Truong (NMLS 1755092) is a loan officer at NEXA Mortgage, based in Houston, TX. Licensed in 3 states confirmed with state regulators: Florida, Texas and Louisiana. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: September 27, 2018 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Phong licensed in Texas?

Yes. Texas regulator records list a license as active, first effective September 27, 2018 (verified 2026-10-13). LenDb has 2 other states on file for Phong. Source: https://www.sml.texas.gov/.

### What lender does Phong work for?

NEXA Mortgage, company NMLS 1660690, from the Houston, TX office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Phong been licensed?

The earliest state license record LenDb holds for Phong is from September 27, 2018 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: September 27, 2018 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Phong H. Truong (CA, FL, LA, TX, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Louisiana (LA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO113467 | active | confirmed | 2022-09-22 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2018-09-27 | state_regulator | 2026-10-13 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1755092 | inactive | confirmed | 2026-04-27 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690), Houston, TX. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1755092

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1755092
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://dfpi.ca.gov/
- manual (lender programs): https://nexamortgage.com

Cite as: Phong Truong (NMLS 1755092), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/phong-truong-1755092, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._